Here is ride animation video of the new Top Thrill 2 roller coaster coming to Cedar Point for the 2024 season.
Read more: https://www.wkyc.com/video/entertainment/places/cedar-point/top-thrill-2-at-cedar-point-roller-coaster-animation/95-9b539d5b-858f-425a-bf84-320697a54e84
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What is Mortgage?
A mortgage is a type of loan that is used to finance the purchase of real estate, typically a residential property like a house or a condominium. When someone wants to buy a home but doesn't have the full amount of money needed, they can apply for a mortgage from a financial institution such as a bank, credit union, or mortgage lender.
The mortgage loan allows the borrower (also known as the mortgagor) to borrow a substantial portion of the property's purchase price from the lender (also known as the mortgagee). The borrower then repays the loan over a set period, usually 15 to 30 years, through regular monthly payments. These payments consist of both principal (the original loan amount) and interest (the cost of borrowing the money).
The property itself serves as collateral for the mortgage loan. This means that if the borrower fails to make the required payments, the lender can seize the property through a legal process known as foreclosure. Foreclosure allows the lender to sell the property to recoup the outstanding loan balance.
Mortgages are an essential part of the real estate market, as they enable people to become homeowners by spreading the cost of a property over time rather than requiring upfront full payment. The terms and conditions of mortgages can vary depending on factors such as the borrower's credit history, income, the property's value, and prevailing interest rates at the time of borrowing.